Discover the Steps to Apply for the Wells Fargo Autograph Credit Card
The Wells Fargo Autograph card stands out as a highly effective choice, providing 3x points on rewards along with the advantage of no annual fee!
Essential Information Before Applying for the Wells Fargo Autograph Credit Card
The Wells Fargo Autograph is a top-tier credit card tailored for specific shopping categories, offering up to 3x points, a bonus worth $200, and no annual fee.
Regarded as a leading financial entity in the U.S., Wells Fargo provides investment management, small business solutions, and commercial banking services.
The credit card portfolio includes the Autograph, featuring a $0 annual fee and an introductory APR of 0%, with no foreign transaction fees.
Points are awarded for purchases, with 1x points on all eligible spending. Additionally, Wells Fargo provides 3x points in these categories:
- Restaurants: dining and take-out
- Travel: hotels and rentals
- Transit: taxis and tolls
- Gas: fuel and charging
- Phone plans: cellular and landline
- Streaming: TV, movies, and more
New users can earn a bonus of 20,000 points after spending at least $1,000 in the first 3 months, which is equivalent to $200. These rewards can be redeemed for travel, gift cards, or purchases via PayPal.
To uncover more details about the card and its perks, continue reading this article.
Eligibility Criteria for Application
Wells Fargo has reasonable eligibility requirements for credit card applications, aligning with standard practices in the U.S.
You need to be at least 18 years old (or 19/21 in some states) and either a U.S. citizen or a foreign resident with a valid passport and visa.
To qualify for the Autograph and other credit cards, you should have a reliable and steady income, which will help determine your credit limit and interest rates.
A good to excellent credit score is essential for this type of credit card, and Wells Fargo imposes no additional restrictions on specific cardholders.
Steps to Apply for the Wells Fargo Autograph Credit Card
To initiate the application for the Wells Fargo credit card, simply click on the Apply Now button to access the form.
The application form requires several details:
- Personal information: full name, birthdate, SSN, or ITIN
- Contact details: full home address, including city, state, and ZIP code, along with nationality, phone number, and email
- Security details: mother’s maiden name
- Financial status: housing situation (own, rent, etc.), employment status (employed, self-employed, unemployed, or retired), and annual income
Additionally, you must review the questions related to information and confirmation rights. If you’re already a Wells Fargo customer, log in to expedite the application process, especially if you’re applying for the Autograph after having a previous card.
Wells Fargo ensures a swift decision-making process, particularly when transitioning between cards through your Wells Fargo account.
They also offer customer service phone lines to assist with any inquiries.
More Details
The Wells Fargo card offers significant security and coverage perks:
- Up to $600 in cell phone theft/damage protection
- Travel assistance via phone: 1-800-992-6029
- 24/7 roadside assistance
- Exclusive purchase opportunities from Wells Fargo
- Zero-liability coverage
- Exclusive credit tips
- Concierge services and events via Visa Signature
Cardholders can access emergency cash and exclusive invitations to live events. The Autograph also features a calendar to keep track of updates and events from the bank.
This way, Wells Fargo provides effective management for daily tasks, helping you safely enhance your credit score.
Want to explore another option?
If you’re in search of a credit card that offers premium travel benefits, consider the United Club Infinite from Chase.
This card has a significant annual fee of $525 but comes with valuable advantages, and you can find out how to apply.
