Essential Insights Before You Apply for the United Club Infinite Card
The Chase card combines the reliability of the bank with special privileges from United Club through United Airlines for booking tickets and indulging in premium offerings.
The United Club Infinite credit card offers a robust foundation for top-tier service: benefits from United Airlines, the security of Chase, and the prestige of Visa Infinite.
Regarding expenses, the annual fee is $525, with no foreign transaction charges and a variable APR ranging from 21.99% to 28.99%.
This card provides miles as rewards, including an impressive 80,000 bonus miles after spending $5,000 within the first three months. Here’s how the points accumulate:
- 1 mile for every $1 on all purchases;
- 2 miles for every $1 on dining, including takeout;
- 2 miles for every $1 spent on travel like flights, rentals, taxis, cruises, etc.;
- 4 miles for every $1 on United purchases such as tickets, food, beverages, Wi-Fi, and upgrades.
The United Club allows the cardholder and their companions to check their first and second bags for free. Additional premier services include priority check-in and expedited boarding.
Moreover, cardholders receive 25% back on premium beverages onboard United flights, in addition to Premier upgrades, Avis President’s Club membership, and IHG One Rewards Platinum Elite status.
Who is Eligible to Apply?
This premium card comes with higher approval standards, as you’d expect.
You don’t have to be a customer of either United or Chase to apply; you can create an account through the application process.
You can apply for the card even if you already have existing accounts with these companies.
Eligibility requires you to be at least 18 years old (or 19 in specific states) and possess valid identification as a U.S. citizen or foreign resident with a passport.
Additionally, you’ll need to demonstrate a significant income, which is crucial for obtaining the United Club Infinite card.
Additionally, there are no significant issues with applying for the Chase credit card.
What’s the Process for Applying for the United Club Infinite Card?
On Chase’s online portal, you can find the green “Apply Now” button which leads you to the application form. You’ll need to provide several details to complete it:
- Your personal details: Full name and suffix
- ID information: date of birth, mother’s maiden name, tax ID (SSN or ITIN)
- Residential address: type of address (domestic/military); full address including state and ZIP code
- Contact details: email and phone number
- Financial details: living situation (own, rent, etc.), employment status, and yearly income.
When you apply for the card, you’ll have to verify several authorizations to confirm your identity.
If you already have MileagePlus membership, you can enter your number during the application. If you run into issues, don’t hesitate to reach out to the bank.
Additional Information
A major perk of the Chase card is the referral program, allowing you to earn 10,000 miles for each friend who gets approved, with an annual cap of 100,000 miles.
This card is versatile for various situations, functioning well with both PIN and contactless payments. Chase Pay Over Time enables eligible purchases over $100 to be paid in installments.
The card also includes several security features, such as:
- Insurance for baggage delays: up to $100 daily
- Reimbursement for lost baggage: up to $3,000 per person
- Compensation for trip delays
- Concierge services via Visa
- Trip cancellation insurance of up to $10,000 per person
- Protection for purchases up to $10,000
Looking for Another Alternative?
Chase also provides options for cards that carry no annual fee, such as the Freedom Flex Credit Card.
This card can earn you up to 5% cashback on selected categories, and you can find out how to apply.
