Discover the Steps to Apply for a Chase Freedom Unlimited Credit Card
Key Insights Before Applying for the Chase Freedom Unlimited Credit Card
The Chase Freedom Unlimited Credit Card provides unlimited cashback rewards starting at 1.5% on every purchase made with the card!
Chase offers a strong lineup of credit cards backed by JPMorgan, and the Freedom Unlimited is a great entry-level option.
Regarding cashback, it offers 1.5% on all purchases, 3% for dining and pharmacies, and 5% on travel booked through Chase Travel.
Chase does not impose an annual fee and provides a 0% introductory APR for 15 months from the date of signing for purchases and balance transfers.
The card provides an attractive $200 cash bonus after spending $500 within the first 3 months of account opening, as long as you haven’t received a bonus for this card type in the last 24 months.
Importantly, rewards never expire, allowing you to redeem them anytime during your account’s lifespan, with no minimum value, via direct deposit, statement credit, Amazon points, gift cards, or travel bookings through Chase Travel.
You can begin using your card right after signing up, as Chase offers an instant digital version. So if you think Chase has great perks, keep reading.
Eligibility Criteria
Obtaining approval for the Chase Freedom Unlimited card can be challenging since it requires a good credit score.
Applicants generally need a minimum FICO credit score of 700 to have a fair chance of being approved for the Chase Freedom Unlimited.
Although criteria for credit cards may differ, these benchmarks offer a realistic range of FICO points to keep in mind, though they may change.
Additionally, to qualify for the card, applicants must be legal residents of a North American country and at least 21 years old, which is essential for increasing the chances of being approved for the Chase credit card.
Income also significantly influences eligibility, as applicants need to show an annual income that aligns with the required credit limit.
How to Apply for the Chase Freedom Unlimited Card?
The online application process for the Chase Freedom Unlimited card is quite similar to that of other credit cards.
If you already have a Chase login, you can apply as a guest on their website, which could speed things up (though creating a new account takes about the same time).
No matter which method you choose, you’ll need to provide some personal information.
The application process might take a bit longer, but it’s not overly complicated, especially since this card is designed for those with excellent credit.
You will be asked to provide various details such as your full name, address, parents’ names, social security number, phone number, job status, and your annual income.
Once you submit your application, you’ll have to wait as it gets reviewed for eligibility.
Additional Information
Chase provides fantastic perks, particularly in terms of services and protections, including 24/7 fraud monitoring, extended warranty coverage, and zero liability for unauthorized transactions.
Moreover, you receive trip cancellation and interruption insurance, with up to $1,500 reimbursement per person and $6,000 per trip, along with support from Benefit Administrator for medical and legal assistance.
Credit Journey keeps track of your credit score, offering insights and security measures.
Additionally, Chase customers can take advantage of benefits with partners like Lyft, Doordash, and Instacart+.
In case of any issues, Chase provides various ways to contact and assist customers. However, all requests are subject to the bank’s availability, even if customers meet the criteria for the card.
Interested in exploring another option?
The Wells Fargo Active Cash credit card provides a similar benefit, offering 2% cashback on all eligible purchases without any limits.
If the Wells Fargo card appeals to you because of its features, check out how to apply.
