Top Credit Cards Offering Limits of $5,000
If you find yourself needing more financial flexibility during the day, you’ll be pleased to discover some fantastic high-limit credit card options available. Take a look!
If your daily spending is high and you need a dependable credit card, explore a full range of the best options starting from $5,000. Discover the leading cards available right now.
1. Capital One Venture Rewards
The Capital One Venture Rewards card offers a solid credit limit beginning at $5,000, catering to even the most significant daily needs in the U.S. market.
The latest offer features unlimited 2x miles for every dollar spent, no matter the category. Plus, you earn 5x miles when booking hotels and car rentals via Capital One Travel.
CREDIT CARD
Capital One Venture Rewards
The credit limit starts at $5,000. If you’re eager to see how to apply for this card, check out the application details below.
SEE HOW TO APPLY * You will be directed to an external websiteThe card has a $95 annual fee, no foreign transaction fees, and a variable APR ranging from 19.99% to 29.99%.
This card offers various redemption options, allowing you to use your miles for cash or travel tickets.
You also get up to $100 credit for expedited processing with Global Entry or TSA PreCheck at airports.
This card comes with many benefits, including premium accommodations, travel bookings, gourmet experiences, and exclusive events for Capital One Rewards members in 2024.
Given its premium status, the card requires high income and an excellent credit score, making approval quite selective. Here’s how to apply.
2. American Express Green Credit Card
American Express is highly regarded both in the U.S. and internationally. The Green Card can provide limits around $5,000, although the brand does not specify a minimum.
Once you have the card, you can earn a bonus of 40,000 membership points by spending at least $3,000 within the first 6 months.
CREDIT CARD
American Express Green Credit Card
The bank doesn’t set a specific minimum. If you’re eager to see how to apply for this card, check out the application details below.
SEE HOW TO APPLY * You will be directed to an external websiteWhen it comes to rewards, you can earn 3x points in these categories:
- Various travel and dining expenses.
In other categories, you will earn just 1x points.
This card stands out with its premium features, including the Send & Split service for money transfers and the Plan It option, enabling you to manage monthly purchases over $100 for a fixed fee.
Because it’s a high-tier card, it has more stringent eligibility requirements, and you can find out how to apply.
3. Amex Blue Cash Preferred Card
The American Express Blue Cash Preferred is a fantastic credit card choice that provides valuable rewards from a leading brand in the industry.
CREDIT CARD
Amex Blue Cash Preferred
The bank doesn’t specify a minimum requirement. If you’re curious about how to apply for this card, check out the steps below.
SEE HOW TO APPLY * You will be directed to an external websiteThis card offers varying cashback percentages based on the purchase category, detailed as follows:
- Up to 6% cash back at U.S. supermarkets.
- Up to 6% cash back on streaming services.
- Up to 3% cash back on transit expenses.
- Up to 3% cash back at gas stations.
- 1% cash back on all other purchases.
The card also includes significant everyday perks like the Disney Bundle credit of up to $84, the Send & Split feature, and many redemption options.
Compared to other Amex offerings, this card features more attractive conditions, and you can see how to apply.
4. Chase Sapphire Preferred Credit Card
Many market analysts in the U.S. regard the Chase Sapphire Preferred as one of the top credit cards available.
The starting credit limit is $5,000, with a thorough evaluation of each applicant’s situation. You’ll receive 60,000 bonus points after spending at least $4,000 in the first 3 months of having the card.
When it comes to rewards, you accumulate 3x points on dining and 2x points on travel, with additional earning opportunities like 5x points for travel booked through Chase Travel.
You can also earn 3x points on grocery deliveries and streaming subscriptions. Plus, the card provides added value with Ultimate Rewards that don’t expire, alongside Chase Pay Over Time.
With that said, it comes with higher demands, such as a strong credit score and substantial income. Discover how to apply.
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