Discover the Steps to Apply for the American Express Blue Preferred Card
The American Express Blue Preferred Card provides an extensive array of benefits along with the classic perks associated with Amex rewards!
Essential Insights Before Applying for the American Express Blue Preferred Card
The Blue Preferred credit card provides 6% cashback on supermarket expenses and subscription services.
The Blue Preferred card gives you 1% cash back on all eligible purchases, with additional benefits for specific categories, such as:
- 3% at U.S. gas stations
- 3% on parking and tolls
- 6% for streaming services
- 6% on grocery shopping up to $6,000
Typically, the starting limit for the Blue Preferred Card is $1,000, which can be adjusted based on the user’s requirements.
New customers can benefit from a $300 cashback bonus after spending $3,000 in the first three months. The first year has no annual fee, but starting in the second year, a fee of $95 will apply.
Moreover, there’s a special introductory 0% APR for the first year on balance transfers and purchases.
After the introductory period, the APR varies between 19.24% to 29.99% for purchases. Amex provides the Pay It feature for managing small bills easily and earning rewards.
In addition, the Plan It service lets you break down purchases of $100 or more into manageable monthly installments. So, if you’re considering the Amex Blue Preferred, keep reading.
Who is Eligible to Apply?
The Blue Cash Preferred Card is more versatile compared to other Amex offerings that typically focus on premium personal and business cards.
However, Amex does establish specific essential criteria, which include being a recognized U.S. citizen, a minimum age of 18, and having a verifiable income.
A strong credit history is vital for card approval. Therefore, applicants agree to let Amex perform a credit check, ideally with a good rating, and review their credit transaction history.
While prior experience with Amex is not mandatory, applicants with negative histories related to other Amex cards might find it challenging to get approved for the Blue Cash card.
It’s important to recognize that even if all criteria are met, the approval of any card application still depends on the brand’s availability.
How to Apply for the American Express Blue Preferred Card?
American Express offers a simple online application for its credit card via an easy-to-navigate form on their website.
While it’s not necessary to have an Amex account, logging in can make entering your information quicker and easier.
By clicking the “Apply Now” button, users are taken to the Blue Card application form, where they’ll need to fill in their personal details such as name, birthdate, email, and home address.
Applicants will also need to provide information like their Social Security number, annual income, monthly expenses, and details regarding income sources—such as job status, military service, or business ownership.
Once all information is submitted, Amex conducts a comprehensive credit evaluation to assess the applicant’s profile and communicate either approval or denial.
The American Express website features a chat option for customers to engage directly and get answers to their questions.
It’s crucial to double-check all submitted information to ensure accuracy, which can help avoid delays and the need for re-submitting any documents to American Express.
Additional Information
The Send & Split feature enables users to easily share bills with friends right from the Amex app, and cardholders can enjoy special Amex offers for events and shows.
The card provides up to $84 back per year after spending a minimum of $9.99 on a Disney Bundle, plus $10 monthly in statement credits for Equinox+ services.
Additionally, cardholders enjoy benefits like rental car insurance, access to a Global Assist hotline, options for dispute resolution, and comprehensive online account management.
Interested in exploring another option?
Amex provides additional choices, including the Gold Card, which offers 4x points and a special bonus of 60,000 points for newcomers.
While the terms might be alike, the Gold Card has unique features, and you can learn how to apply.
