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Explore the Discover It Cash Back Card: Enjoy 5% Cashback in Select Categories and Unlimited Cashback Match!

Stop missing out on cash! With the Discover it® Cash Back card, you can earn 5% cash back on common purchases like gas, groceries, and dining out.

Additionally, as a new cardholder, Discover will automatically double your cash back rewards at the end of your first year. No annual fees. Ever. Discover what you could be earning.

Looking for More?

The Discover It card is part of the Discover line, designed specifically for those who seek unlimited cash back rewards.

This card provides a fantastic 5% cash back on everyday expenses.

However, there’s a catch: Discover It operates on a reimbursement schedule, which means it selects categories every three months for the 5% cash back offer.

These categories are displayed on the Discover It’s Calendar platform. Past categories that qualified for the 5% cash back include: gas stations, EV charging stations, public transport, pharmacies, and eateries.

A major plus is that you’ll enjoy more variable rewards throughout the year, perfectly aligning with daily spending habits, as the card is tailored for these essential purchases.

For all other eligible purchases, you’ll earn 1% cash back.

The card comes with an initial limit of $500, which is quite generous for a variety of users, and it can also be raised as needed.

No, Discover It does not provide any sign-up bonuses since it focuses on balance transfers.

The card has no annual maintenance fee and offers a 0% APR for 15 months, with a 3% balance transfer fee.

To qualify for the Cash Back card, applicants should have a good to excellent credit score.

Like many other credit cards, you can complete the application process directly on the Discover website.

Another great perk of this card is that, at the end of your first year, you get a full match of your rewards earned throughout the year.

For instance, if you earn $200 in cash back (even if you’ve already redeemed it), you’ll receive an extra $200 in unlimited matches.

When you apply for your credit card, you can select from 25 unique designs to personalize the card according to your style.

You can choose various ways to redeem your cash back, including direct deposits to your bank, statement credits, or payments on Amazon.com and PayPal.

Moreover, the Discover It credit card offers additional perks like online privacy safeguards, free alerts for your Social Security number, a Freeze It feature to control the app, and protection against fraud.

This card ensures efficient daily management without significant hassles.

Curious about another option?

In North America, there are other solid credit choices, like the Balance Transfer Card from Discover It.

This card is designed specifically for balance transfers to help save money on existing debts, and you can check out how to apply.

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