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Global Citizen Credit Card: Exclusive Black Card Perks for Travel Enthusiasts

The World Citizen card from Standard Bank is an exclusive black credit card with a credit limit of up to R250,000, tailored interest rates, and access to both local and international lounges.

This card is one of the top choices in South Africa for a comfortable and secure travel experience; here’s how to apply.

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The Standard Bank credit card aims to offer premium travel benefits and access to its users.

One of its key advantages includes a discount of up to 20% on Emirates flights, one of the top airlines serving many popular destinations worldwide.

In addition, cardholders can enjoy exclusive perks like 10% cashback on hotel bookings through Booking.com, 35% off car rentals via Avis, and 15% off stays at IHG hotels and resorts.

Cardholders also enjoy unlimited access to lounges at Standard Bank, Bidvest, and International locations, plus up to 12 visits a year to the Standard Bank library and Fluent lounges.

The card offers a maximum limit of R250,000, allowing a significant spending capacity for users. However, this limit may be adjusted based on individual credit assessments by Standard Bank.

To qualify for the credit card, applicants must have a minimum monthly income of R25,000, ensuring they are financially stable to manage the card effectively.

There is a one-time initiation fee of R190 upon issuance, along with a monthly fee of R209, covering the administration of card services. Interest rates are also tailored to fit each user’s financial profile.

Applicants must meet income criteria and maintain a positive credit history for approval. Interestingly, being an existing Standard Bank client isn’t required, making the card available to a wider audience.

Prospective users can check their eligibility using the “Do I Qualify?” feature, providing a clear and easy way to understand their financial options.

The credit card discounts also apply to various South African companies, including:

  • Up to 10% off at Rentalcars.com
  • Up to 15% off with Hertz rentals
  • 10% off at Farfatech.com
  • Exclusive deals at select European retailers
  • Up to 10% off medical procedures with Mastercard

Additionally, cardholders gain access to Mastercard’s Global Blue Vip services, which facilitate tax-free international shopping.

Further travel benefits include coverage for baggage delays, flight cancellations, purchase protection, travel insurance letters, and emergency medical assistance.

Each benefit may have specific terms for redemption, so it’s best to thoroughly review the information provided by Standard Bank.

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