Capitec Bank Credit Card: Enjoy a Credit Limit up to R500,000 and Zero Foreign Transaction Fees
The Capitec Bank Credit Card provides a credit limit up to R500,000 and offers 1% cashback on transactions made through digital wallets like Apple, Samsung, Google, or Garmin!
This credit card features the Mastercard logo, ensuring widespread acceptance worldwide. You can also discover how to apply.
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Capitec Bank is recognized as South Africa’s largest retail bank, opening over 120,000 new accounts each month, with more than 850 branches nationwide.
The bank offers a range of services for both individuals and businesses, including investment options. The Capitec Bank credit card serves as a simple solution for managing daily expenses both locally and internationally.
A major perk is the lack of currency conversion fees, making it beneficial for purchases in both dollars and euros.
Capitec emphasizes online shopping security, offering 1% cashback on all wisely made purchases.
Smart usage includes payments via Apple Pay, Google Pay, Samsung Pay, and Garmin. You can also make free contactless payments with full setup through the app.
Capitec Bank’s services are seamlessly integrated, allowing you to manage everything via your smartphone or online banking.
Additional perks include up to 55 days of interest-free credit, travel insurance coverage of up to R5 million, 3.5% annual interest on positive balances, and credit insurance options.
It’s crucial to note that to get your card, you must hold a Capitec Bank account. The process to establish your account is entirely app-based, ensuring a smooth user experience.
Moreover, this card aids in developing a solid credit history, which is essential for acquiring other credit cards later on.
Interested in exploring another choice?
If you’re seeking a premium credit card packed with international travel benefits, you might want to check out the Absa Private Banking Visa Signature Credit Card.
This card offers VIP access to lounges around the globe and exclusive Visa perks. Plus, you can discover how to apply.