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Instant Approval for Your African Bank Credit Card with Minimal Fees!

African Bank presents an efficient credit card that costs under R70 monthly and offers quick access to a credit limit of up to R350,000!

The African Bank Black card boasts top-notch security for both local and international use, ensuring reliability and safety. Here’s how to apply.

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African Bank serves as a full-fledged financial institution, offering a variety of services, including online banking.

Whether for individuals or businesses, African Bank provides a Visa-branded credit card designed to meet various needs in the South African market.

You can apply for the card and receive it right after approval, with options to customize it to your preferences and embossed features. This ensures no delays in obtaining your African Bank card.

The card offers personalized transaction limits and enjoys global acceptance through Visa.

It supports various technologies, including PIN, swipe, tap, or online transactions, all secured for your safety.

African Bank offers a flexible credit limit of up to R350,000, with possibilities for increases after card approval.

There’s no set income requirement; the bank evaluates income to determine eligibility.

The card has an initiation fee of R140, a monthly fee of R65, and a replacement fee of up to R130. Additional costs apply for inquiries and declined transactions.

Applicants need to provide verifiable income, be at least 18 years old, and maintain good standing in the country.

You can apply directly on the African Bank website or visit a branch to receive the card immediately upon approval.

With the African Bank Black card, earn up to 3% interest on positive balances, plus enjoy an interest-free period of up to 62 days until your payment is due.

The bank provides convenient repayment options via online payments, phone payments, debit orders, and digital wallets.

African Bank’s online banking and app services offer secure, speedy, and easy access to your financial services.

Moreover, you can benefit from credit life insurance, including MyWorld coverage for events like job loss, income reduction, temporary disability, death, or layoffs.

In summary, the African Bank Black Card provides a practical credit option with appealing interest rates, ideal for various users in South Africa.

Although it lacks extensive lounge access and travel perks, it offers great value for daily expenses.

Curious about other options?

Standard Bank Gold is a credit card tailored for similar spending habits, but it comes with enhanced travel benefits.

This card includes perks like discounts on Emirates flights, hotel stays, and car rentals. Check out how to apply.

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