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Scotia Momentum Visa Infinite Card: Enjoy a 10% Cashback Bonus in Your First 3 Months to Boost Your Savings!

Scotiabank presents the Momentum Visa Infinite, a credit card featuring a 10% cashback bonus on all transactions made within the initial 3 months.

Regarded as one of the top cashback credit cards in Canada for 2023, this card offers an attractive deal—here’s how to apply.

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Scotiabank is a major Canadian multinational, known as one of the country’s premier banks while also expanding into international markets.

The bank provides a variety of financial services for both individuals and businesses, including various credit card options.

The Scotia Momentum Visa Infinite is a fantastic choice for establishing credit history, maximizing rewards, and enjoying a grace period on purchase interest.

This card has been recognized with multiple awards for best cashback offerings in Canada, recognized by organizations like CreditcardGenius and MoneySense.

Regarding cashback benefits, the card returns 4% on every dollar spent on subscriptions and recurring payments.

You will also earn 4% back on all grocery store purchases. For daily travel, it provides 2% cashback at gas stations, taxis, and buses.

For all other everyday spending, the card offers 1% cashback without any limits.

The bank states there is no set limit for the card, but it can go very high, even exceeding $10,000. The initial limit starts at $5,000 and depends on your qualifications.

Absolutely, the card includes a special offer of 10% cashback on all eligible purchases during the first 3 months, up to a total of $2,000.

Scotiabank’s credit card comes with an annual fee of $120, which is waived in the first year as part of a promotional offer. Each additional card incurs a $50 fee.

To be eligible for the credit card, you must meet income criteria and present a strong credit score.

Yes, you can complete the entire application process for Scotiabank’s card through the bank’s online form.

Scotia SelectPay enables you to divide purchases over $100 into manageable installments, making shopping more convenient.

Scotiabank’s platform features a detailed cashback calculator, allowing you to understand potential rewards before applying.

The Visa Infinite network offers perks like concierge services, a curated hotel collection, dining experiences, and purchase protection.

You can also enjoy up to 25% off car rentals through AVIS, along with coverage for mobile devices, trip cancellations, emergency medical assistance, and flight delays.

Overall, this card is a fantastic choice for anyone, providing security and extensive benefits, even for those with the highest demands.

Interested in exploring another option?

If you’re looking for a no-fee card and your credit score isn’t quite there yet, consider the Secured Neo Mastercard, a great way to begin earning rewards.

This card allows for quicker and more straightforward approval for various consumer profiles—here’s how to apply.

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