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Cobalt Credit Card by American Express: Earn up to 15,000 Bonus Points and Enjoy Unique Amex Perks

The American Express Cobalt is a credit card offered by Amex Canada, providing up to 15,000 Membership Rewards points for a more enjoyable lifestyle. 

This card is quite versatile, incorporating all the advantages of American Express into your everyday life. You can discover how to apply. 

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American Express stands as a premier credit card issuer in North America, known globally and associated with luxury everywhere. 

The American Express Cobalt Credit Card upholds Amex’s legacy of delivering value through Membership Rewards points. 

With each purchase, you earn a minimum of 1x points, with different rewards based on the purchase category. Check them out below: 

  • 2x points on gas, transit, and travel apps 
  • 3x points on eligible streaming in Canada 
  • 5x points on dining and food delivery in Canada 

As noted, for all other eligible purchases, you earn 1x points as well! 

So, how can you redeem your Membership Rewards points? There are several ways to make the most of your rewards. 

Generally, each 1,000 points equates to $10 for qualifying purchases, including travel, gas, groceries, and streaming subscriptions. 

American Express doesn’t publicly share credit limit specifics, but the minimum varies based on each cardholder’s situation. 

Yes, the card offers up to 15,000 Membership Rewards points annually, equivalent to around $150 for your enjoyment. 

The card incurs a monthly fee of $12.99, an annual fee of $155.88, and no fee for the digital card annually. 

To qualify for the card, you should have an established credit history in Canada, ideally with positive marks. 

Definitely! You can apply for the card directly through Amex’s online platforms, ensuring a secure application process.

This way, you can utilize the value of your points to pay down your credit card bill and enjoy fantastic savings throughout the month. 

If you prefer, you can trade your rewards at a 1:1 ratio with various other programs across Canada and North America. 

American Express provides a variety of exclusive brand perks, including special offers for in-store shopping, access to unique experiences and events, as well as special deals on travel and hotel bookings globally. 

The Cobalt Perks program is not just for Amex users but is also tailored for the cardholders of this specific card. 

This program allows you to take advantage of exclusive offers and access, ensuring a delightful journey as you explore the world with the comfort of your American Express card! 

Curious about another option?

If you’re looking for a highly effective card to travel the world and enjoy the luxury you deserve, consider the TD Aeroplan Visa Infinite. 

This card offers up to 40,000 points, valued at around $1,300, and you can enjoy no fees for the first year. Check out how to apply. 

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