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Standard Bank Blue Credit Card: Attractive Credit Limit, Low Rates, and Triple UCount Rewards Points!

The Blue card from Standard Bank charges just R40 monthly, with a credit limit reaching R250,000, and offers tailored interest rates.

As a Mastercard product, the Blue empowers you with financial flexibility, as it incurs no interest if you settle your balance in full. You can discover the application process.

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Standard Bank stands out as a leading financial institution in South Africa, providing a variety of services like account setup and credit card management.

They cater to diverse credit card requirements, offering options suited for both high and low needs.

The Blue card is part of Standard Bank’s basic offerings, designed to provide easy access to your Mastercard globally, with smartphone wallet compatibility.

The Blue card features chip and PIN technology, along with 3D Secure Verification to enhance online shopping safety and efficiency.

You can connect it with SnapScan and Masterpass apps, managing everything via phone, app, or online banking on Standard Bank’s official platforms.

According to Standard Bank, the credit limit is highly customizable but caps at R250,000.

Standard Bank is also very transparent in its terms, requiring a minimum monthly income of R5,000.

The bank charges an initiation fee of R190 for all customers, with a monthly fee of R40 and a minimum monthly payment of 3%.

Besides the income requirement, customers need to present valid identification in the country and be over 18 years of age.

Yes, the entire application process for the card can be done directly through Standard Bank’s digital platforms.

The Standard Bank Blue earns you 3x the UCount Rewards points, part of their cashback initiative.

UCount Rewards provides cashback on purchases, with up to 20% returns on fashion and lifestyle items and R10 in points for each liter of fuel bought.

Joining the UCount Rewards program costs R25 monthly, allowing point redemptions and various customer tier levels.

The Blue enables you to boost your credit limit. Just select the ‘credit limit increase’ option to explore available levels and receive your offer.

Even without extravagant features, the Standard Bank Blue stands out as a highly reliable credit card for usage within South Africa and globally, ensuring both safety and efficiency.

Interested in another choice?

If you’re in search of a brand-specific card, consider the Woolworths Gold, which comes with Visa perks and is linked to a premium retail brand.

Moreover, the Gold card provides 0.75% cashback on all purchases and a generous 2% on Woolworths spending, and you can discover how to apply.

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