Discover the Process for Applying to Chase’s Prime Visa Rewards
The Prime card by Chase showcases the Visa Signature brand, offering exceptional convenience for managing everyday purchases.
Key Insights Before Applying for Chase’s Prime Visa Rewards
The Chase card provides special perks with Amazon.com, offering rewards from 1% cash back on all purchases up to 5% with select Amazon services!
This card, endorsed by Amazon, is backed by Chase Bank, a well-respected institution in the U.S.
The Prime Visa comes with exclusive perks for specific brands and also carries the Visa Signature designation.
Good news! The Prime Visa card doesn’t have an annual fee, and it offers a rewarding points system for cardholders.
Here’s how the rewards system works:
- 1% back on all purchases;
- 2% back at gas stations, restaurants, and for local transport;
- 5% back on Amazon services like Amazon.com, Amazon Fresh, and Whole Foods;
- 5% back on Chase Travel purchases.
To enjoy the 5% rewards, ensure you maintain an active Prime subscription. Plus, there are no international transaction fees!
APR rates for the Prime Visa range between 19.49% and 27.49%.
Additionally, upon activation, you’ll receive a $100 Amazon gift card that goes straight into your Amazon account.
If you find these perks appealing, stick around for more information.
Who is Eligible to Apply?
Chase’s eligibility requirements for the Prime Visa are generally quite simple compared to specialized credit card options.
While you don’t need to be a Prime member, having an Amazon account is essential, regardless of your Prime subscription status.
Applicants need to be U.S. citizens or have a valid work visa, and they must be at least 18 years of age.
It’s essential to have verifiable income and a strong credit score, ideally over 670 FICO.
How Can I Apply for Chase’s Prime Visa Rewards?
You don’t need to be a current customer of Chase to apply; simply go to their website to start your application.
To kick off your credit card application, head to the official Chase website and click the green ‘Apply Now’ button.
After clicking, you’ll be taken to Amazon’s page, where you’ll need to log in with your username and password, whether or not you have Prime.
The first step is to verify your identity using your phone number for security reasons.
Once your phone is verified with a code sent via text, you’ll fill out your personal information like your full name, address, zip code, and email.
You’ll also need to share financial details such as your income sources, rent or mortgage payments, and total annual income.
Your Social Security number and answers to security questions will be necessary to protect your account.
During the application, Chase and Amazon might ask for documents such as proof of identity, residency, and bank statements.
If you have any questions, don’t hesitate to contact both Amazon and Chase Bank for help.
Additional Information
To start, the card supports contactless payments and works with major digital wallets.
You can directly use your rewards while shopping on Amazon.com, as well as earn cash back, gift cards, and travel perks through Chase.com.
The card offers a variety of perks for both travel and shopping, such as:
- Extended warranty coverage
- Protection against theft and damage for 120 days, up to $500 per event
- Insurance for baggage delays over 6 hours, up to $100 daily
- Zero liability for unauthorized transactions
- Travel accident coverage across multiple transport options
- Reimbursement for lost luggage up to $3,000 per person
- Collision damage waiver for eligible rentals
This makes it an extremely practical card for daily transactions, without significant worries or hassles.
Interested in exploring another option?
If you’re considering a different credit card, the U.S. Bank Cash+ is also a Visa Signature card that provides a 5% cash back reward in select categories.
The application criteria are fairly similar to what’s typical in the U.S. market, and you can find out how to apply.
