Discover the Steps to Apply for the Wells Fargo Reflect Credit Card
The Wells Fargo Reflect card comes with no annual fee, solid security features, and is widely accepted by Visa, making it ideal for daily transactions.
Essential Insights Before You Apply
The Wells Fargo Reflect card has garnered numerous accolades, primarily for its 0% APR for the first 21 months and no annual maintenance fee!
Wells Fargo operates as a prominent U.S. financial services provider, catering to a diverse clientele.
They specialize in investment services, wealth management, and support for both small businesses and corporate banking.
Moreover, they offer various credit card options. The Wells Fargo Reflect Card is branded with the Visa logo and highlights two key features:
- No annual maintenance fee;
- 0% APR for 21 months; after that, rates range from 18.24% to 29.99%.
- Balance transfers at lower rates for 120 days post-application.
It’s no surprise that this card has received multiple awards in the U.S.; take a look at some accolades:
- Best 0% Credit Card of 2024 by The Ascent
- Best 0% Credit Card of 2024 by CNBC Select
- Best Balance Transfer Credit Card of 2023 by US News
With this card, you get the assurance of a highly regarded option globally, so keep reading for more details!
Who is Eligible to Apply?
The Reflect card is one of Wells Fargo’s introductory credit options, providing beneficial terms for consumers.
Applicants must be at least 18 years old and properly registered in the country, whether as a native or foreign citizen.
Income requirements are flexible, with applicants needing to provide an income that aligns with the credit limit.
A good to excellent credit score is also necessary to enhance the chances of card approval.
For your application, it’s best to have these documents ready:
- Social Security card copy
- Passport with work visa copy
- Income proof
- Residence proof
How to Apply for the Wells Fargo Reflect Card?
To begin, access the ‘Apply Now’ form found on the Reflect page. You’ll be directed to provide certain details:
- Your details: full name, suffix, date of birth, SSN/ITIN
- Contact info: address, city, state, ZIP, nationality, email, phone
- Security info: mother’s maiden name
- Financial info: housing status, employment status, total income
Once you’ve entered your information, complete the security checks. Wells Fargo will evaluate your data to determine whether to issue the card.
Throughout the process, you might need to provide documents and could be contacted. Feel free to reach out to the bank for assistance.
Additional Information
The Wells Fargo Reflect card not only has low fees but also provides great perks for daily use, including cell phone protection up to $600 against theft or damage, with a $25 deductible.
With Roadside Dispatch, you get 24/7 assistance for services like towing and locksmithing.
Zero Liability Protection ensures you won’t be charged for unauthorized transactions.
My Wells Fargo Deals offers exclusive perks and access for shopping, a fantastic way to earn cashback on various purchases.
Moreover, you can utilize Credit Close-Up to monitor and enhance your FICO score with helpful tips and personalized insights, completely free for Wells Fargo customers.
All in all, this card is highly practical for everyday expenses, offering consistent value without extravagant benefits.
Interested in exploring another option?
If you’re looking for a card that offers more perks but comes with a higher price tag, consider the Wells Fargo Autograph, which includes a $200 bonus and has no annual fee.
This card provides 3x points across various categories, along with Visa Signature benefits, travel assistance, and roadside help. Discover how to apply.
