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Discover the BoA Unlimited Cash Rewards Card: Enjoy a US$ 200 Bonus and 1.5% Cashback on Every Purchase

Bank of America, often referred to as BoA, provides Unlimited Cash Rewards featuring 1.5% cashback on every purchase, no matter the category!

This card is quite versatile, showcasing one of the top brands in the U.S. market, and applying for it is a breeze.

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Bank of America stands as a reputable player in the American financial landscape, offering various accounts, wealth management, and its own selection of credit cards.

The Bank of America card provides a $200 bonus for newcomers, as long as they spend at least $1,000 on purchases within the first 90 days after obtaining the card.

This card offers unlimited 1.5% cashback on every purchase, with rewards that never lose their value.

For members enrolled in Bank of America’s Preferred Rewards program, cashback can rise from 1.87% up to 2.62% for every purchase made.

Redemption options include statement credits, deposits into a Bank of America account, or using it towards purchases on Amazon.com or PayPal.

The card also brings valuable everyday perks, including chip technology for contactless payments and a $0 liability coverage for any fraud-related transactions.

The BoA card typically starts with a minimum credit limit of around $1,000, but this can increase up to $20,000 based on your financial profile as assessed by the bank.

You can earn a $200 online cash rewards bonus if you spend at least $1,000 in the first 3 months of opening your BoA account.

This card has no annual fees and offers a 0% introductory APR for the first 15 months on purchases and balance transfers. After that, the regular APR ranges from 18.24% to 28.24%, with a 3% balance transfer fee for the first 60 days and 4% thereafter.

To qualify for BoA credit cards like this one, a FICO credit score of at least 670 is recommended, which is considered good to excellent.

You can conveniently apply for the Bank of America credit card through their online services.

Here are some additional key benefits:

  • Overdraft protection via Balance Connect to avoid declined transactions.
  • Mobile Banking App for managing your account anytime, making payments, or checking your credit.
  • Account alerts to keep you updated on your card activities.
  • Free FICO score monitoring access.

Overall, this card ensures efficient management with no annual fee and a 0% introductory APR for 15 months.

This all comes not just with the physical card, but also includes digital wallet features for those who prefer a more tech-savvy way to manage their finances.

Interested in another option?

If you’re in search of a card with better perks, the SavorOne from Capital One might be worth considering.

This card provides a standard reward of 1% and up to 3% in specific categories, plus you can find out how to apply.

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